Planning your Maryland wedding should be exciting, not overwhelming. A realistic wedding budget ensures you stay in control while prioritizing what matters most.
Step 1: Determine Your Total Budget
Start with:
- Personal savings – What can you afford without stress?
- Family contributions – Will relatives help?
- Monthly savings – How much can you set aside before the big day?
Be honest about your limits to avoid financial strain.
Step 2: Prioritize What Matters Most
Decide where to splurge and where to save. Ask yourselves:
- Do we want a top-tier venue or high-end photography?
- Is gourmet catering a must, or do we prefer live entertainment?
Your budget should reflect your priorities, not others expectations.
Step 3: Break Down Your Budget
A typical wedding budget includes:
- Venue & Catering (40-50%) – Reception, food, bar
- Photography/Videographer (10-15%) – Capturing moments
- Flowers & Decor (8-12%) – Ceremony, centerpieces
- Entertainment (8-12%) – Band, DJ, Musicians
- Planner/Coordinator (5-10%) – Stress-free execution
- Miscellaneous (5-10%) – Transportation, tips, unexpected costs
Tip: Set aside 5% for unexpected expenses – dress alterations, vendor fees, or weather- related changes.
Step 4: Research Local Costs
Costs vary by location, so research Maryland wedding prices early:
- Venues: $5,000-$20,000+
- Catering: $75-$250 per guest
- Photography: $3,000-$7,000
Get vendor quotes to compare options and stay within budget.
Step 5: Track expenses & Adjust as Needed
Use spreadsheets or planning apps to monitor spending. If you over budget in one area, cut costs elsewhere (e.g., smaller floral arrangements).
Step 6: Smart Ways to Save
- Book an off-peak date (Friday/Sunday) to save thousands
- Trim your guest list to reduce catering and rental costs
- Choose in-season flowers for better pricing
- DIY selectively – personal touches can save money
Final Thoughts
A well planned wedding budget ensures an stress-free experience. Focus on what truly matters and enjoy the journey!
At Top Shelf Wedding Planners, we help Maryland couples plan with ease. Need guidance? Reach out to Karen@topshelfwp.com, at TSWP we are here to help!